Read HealthHIV's Tips and Resources for Covering Costs of PrEP
Paying for PrEP
Most health plans cover most PrEP care costs. For many people, it’s as routine as paying for any other prescription. However, if you’re uninsured or cannot afford your out-of-pocket costs, the patient assistance programs below could help. Each program uses the Federal Poverty Level (FPL) to determine a person’s income.
Federal Ready, Set, PrEP program: 855-447-8410
- Covers cost of Truvada or Descovy
- No income limit
- Must be uninsured, no age restrictions
- Resident of the U.S. or its territories; Social Security Number (SSN) not required
- Ready, Set, PrEP is not used as a determination for public charge
Advancing Access Patient Support Program: 800-226-2056
- Covers cost of Truvada or Descovy
- Income at or below 500% FPL but above 138% FPL (Medicaid eligible)
- Resident of the U.S. or its territories; SSN not required; undocumented residents eligible
- Must be uninsured or insurance denies coverage, or have Medicare with no Part D benefits
- This program is not used as a determination for public charge
Advancing Access Copay Coupon Program: 800-226-2056
- Provides up to $7,200 per year for prescription copays
- Any income level is eligible, no lifetime limit
- Resident of the U.S. or its territories; SSN not required
- Must be commercially insured, or have Medicare with no Part D benefits
- This program is not used as a determination for public charge
Patient Advocate Foundation: 800-532-5274
- Provides up to $7,500 per year for prescription copays
- Income at or below 400% FPL plus cost of living index
- U.S. resident; SSN or alien registration number required
- Must have health insurance (includes Medicare)
- This program is not used as a determination for public charge
PAN Foundation: 866-316-7263
- Provides up to $3,400 per year for prescription copays
- Income at or below 500% FPL
- Resident of the U.S. or its territories; SSN not required but accepted
- Medicare recipients only
- This program is not used as a determination for public charge
Good Days: 877-968-7263
- Provides up to $7,500 per year for prescription copays
- U.S. resident, valid SSN required
- Income at or below 500% FPL
- Medicare, TRICARE, CHAMPVA, and Blue Cross/Blue Shield Federal
- This program is not used as a determination for public charge
Learn more about understanding different insurance plans.
Paying for PEP
Most health insurance plans will cover the medical costs related to getting PEP.
If the cost of PEP is more than you can afford, various drug company patient assistance programs may be able to help, especially if you’re uninsured. You may need to apply to more than one, depending on the meds you’re prescribed.
Find PrEP/PEP resources and assistance programs in your state.